On Tuesday, we met with an insurance agent because we have to have home owners insurance in place before we close. We went ahead and met with him to get quotes on car insurance as well to see if it was worth it to switch those over since you get a discount for having multiple policy's. He told us about this little blue thingy they hook up to your car and it monitors stuff like how fast you're going, how close you're following other cars, and you're mileage. If you don't break any of the "rules" then you get a 10% discount on your policy.
- Speed - as long as you don't go over 80 mph, you're good. So as long as I don't travel, I'm good, because I tend to set my cruise over 80 mph. I'll be good around town though.
- Driving to close - It apparently monitors your speed decrease or in other words, if you have to slam on your brakes. I don't really agree with this one, just because I slam on the brakes doesn't mean I was following too closely. What if something runs out in front of my car or someone pulls out in front of me, how are those my fault?
- Mileage - I believe he said as long as I don't break 12,000 miles a year, which would be a piece of cake since I only use it to work and back for the most part. I bet I average less than 15 miles a day and my car generally sits all weekend because if we do go somewhere, we take Cheri's.