We started off just trying to raise our credit scores. Mine was trashed before and then on top of that, my divorce trashed it more because the Ex doesn't pay anything off so I had to pay off everything that was hers but had my name on it as well. Cheri just didn't have a score because she had filed for bankruptcy when she got divorced. She was divorced sooner than I was but the bankruptcy was one of those that you pay off in payments so she didn't get credit for it until it was payed off. The problem was, when she moved up here to be with me, her Ex stopped paying his half and we had to pay it off as well. Basically, the exes screwed us, royally.
At the beginning of this year, we were finally approved to buy a house. The problem now, was finding one that we wanted. We have specific things we want in a home because we have no intention of ever moving again. We are 42 years old and we plan on dying here.
- Decent sized kitchen with lots of counter space. Cheri spends quite a bit of time in the kitchen between suppers and occasionally baking. Our apartment has no counter space so she wanted counter space.
- 3 Bedrooms, 2 baths. We still have 2 kids at home plus a room for us so 3 bedrooms. 2 baths because we don't want to share a bathroom with the kids. In our apartment, everyone but myself shares a shower and that gets hard on occasion. If we had to settle for 1 bathroom we could have but we really wanted 2.
- A ranch style home. Between Cheri's back and MS, stairs are getting harder and harder for her to do so we wanted a ranch just so there were no stairs. Plus I'm fat and old so there's that.
- It had to be in a certain school district. We didn't want to change the kids schools, they both love where they are and we do as well.